We can arrange a remortgage for your current home. We can simply find you a better rate or we can raise funds for you to improve your property or for any other legal purpose.
If you are currently on an interest only mortgage, we can find a competetive deal for you to switch to or find a deal to move you onto a repayment mortgage.
If you are having difficulty borrowing extra funds secured against your property or you have a great fixed rate that you don't want to lose but need extra funding, we can arrange a second charge mortgage for you, with rates as low as 3.06%.
These funds could be for home improvements, to use as a deposit to buy another property or for any other legal purpose.
We can assist you with purchasing a new property under the 'Help to Buy' scheme. With this you can put down as little as a 5% deposit & get a 20% loan, interest free for 5 years*.
We can also arrange remortgages to repay the 20% portion of your 'Help to Buy' deal at the end of the 5 year period.
*Areas of London have a different scheme: A 40% interest free loan is available.
When you purchase a property, you may be liable to pay 'Stamp Duty'. You need to remember this when you think about purchasing. We can help you to get advice on how much you'll need to pay.
If you are purchasing a second or subsequent property, you'll normally have to pay a higher rate of 'Stamp Duty'.