You may have been enjoying yourself at a party, shopping at your favourite shopping mall or driving home from the gym, and things suddenly take a turn for the worse after a moment's inattention. In cases such as these, property insurance can cover both your claims for financial compensation and those of the injured party. The term property insurance is an umbrella term for different types of insurance that provide cover against damage to physical objects. The most familiar types of property insurance include private third-party insurance and car insurance.
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