It's over in the blink of an eye, a momentary lapse of concentration and before you know it you've spilt your glass of red wine over the suit of the person sitting next to you at the table. Private third-party insurance may spare you unnecessary trouble. Private third-party insurance is considered to be one of the most important types of insurance and covers you against loss or damage that you unwittingly inflict on other people or their property in the course of everyday life. But there are types of cover for other eventualities as well as private third-party insurance which can cover your pets. Here too we would be happy to advise you of the different options.